In fact, as late as the late 1950's, pawn shops used to be the main source of credit for most American households.

The COVID-19 pandemic has made its mark on our real estate industry—from accelerating existing trends (like the reduction of retail footprints) to spawning new ones (such as a bigger focus on social justice and health and wellness).

Hopefully this thread will grow to provide more ideas.Have you made any additional discoveries since spawning this discussion thread?

@Don Konipol  i myself am not anti paid coaching or educationI think from what we see with some high profile litigation going on now  (Montelongo and Tarik in LA)you may see AG's step into this market and try to regulate it somewhat.I had some conversations with the owners of the back end of a few of these outfits and they are already working with these folks to limit the wild claims of success that tend to suck folks who desperately want to change their life's station for the better.I think you may see extended cooling off periodslimit claims of successthe main issue I have with these folks is how they wip them up and then get them to raise their credit card limits and use said credit card to buy their program only to simply end up in a ton of credit card debt.These programs were all spawned out of MLM .. they are run the same way.. same trigger's at the events.. 

For all of the good business relationships that have spawned from BP forums, it's important to realize that things can go wrong, too.  

I am not getting in to about tax laws today but interest rates have been used as a tool to calm down the inflation spawned from a hot economy.. thats not the case this time, we got inflation from a supply chain problem (lazy brats with everybody sitting in their duff economy) Now its just my opinion, problem I fear most, is the feds will misdiagnose the problem and hike interest rates than will bring stagflation.. and at that point all bets are off  

A few related reads that reinforce this unspoken reality: How Agent Deaths Spawned REALTOR® ActionBroker beware: From robbery to assault, realty agents face big risksHow a Real Estate Agent Survived Attack By Man She Was Showing a Home toShock Study: More Than 50% of Realtors Carry Weapons on Showings

., as part of the COVID-19 trial the U.S. is now in, & which is also spawning a Recession.)

Others have spawned as a more cost effective alternative to this.

Having said that, there are so many reasons people don't qualify for conventional financing, it's spawned an entire segment of lending (DSCR):)No income verification other than the leases, max 60 days seasoning on down payment and reserves (in some cases no seasoning, only source) and no limit on the number of properties you can have financed are three big reasons why DSCR and non-qm in general is the fastest growing segment of mortgage banking.Hope that helpsStephanie