You go to a surgeon, and they'll cut you.

I’m wondering whether we should begin reconstruction while the insurer is taking their time, whether beginning repairs could affect the claim in any way, and whether what the insurer is doing is reasonable.         

After-the-fact double-entry reconstruction.

One time I was doing some deals with a Brain Surgeon and my god, that dude was probably one of the dumbest human beings I've ever done business with.....Wild bro.I concur on this.

So, to no surprise, CA is doing exactly none of your private property taking schemes John. https://www.gov.ca.gov/2025/01/13/governor-newsom-proposes-b...CA is doing the only viable option they have, fast tracking reconstruction of what was.

Keep in mind reconstruction from WWII was only completed in the 90's.

You can go through the same example of going to a surgeon that does knee replacements and say "how about doing my face-lift?"   

. :) (Surgeons or Tax Advisors, profession no matter)I must add that a lot of messes have been made with perfectly good intentions  ;) You can fact-check it at the nearest courthouse.

You could be the best "brain Surgeon" in the business and not be able to tell me how heart surgery works.  

It looks like you can use a 203k loan for new construction to reconstruct on an existing foundation.