This allows for stress testing and seeing if numbers will work when conditions aren't optimal.

Optimize it.

If it is the first, you may not need the refinance at all, and the clean comparison is 20% down fixed vs 15% down fixed with PMI while you keep buying.If I were you I would get clear on what you are optimizing for.

The real question is whether your next deal should optimize for control (within 1–2 hours) or pure cash flow (Sunbelt/Midwest), and that decision comes down to how hands-on you want to be over the next 12 months.

That means your optimizing VRBO pretty well!

Is there a formula to determine the optimal purchase price?

We are hunting 20-50 acre tracts that are sewer-adjacent or septic-optimized in these high-growth corridors.Builders/Developers: If you are struggling to find off-market dirt in the Sherman (TX) or Vance (AL) corridors, let's connect.

It has to be marketable, but there are much better properties than mine in this neighborhood.It comes down to 3 basic pillars, and I'll give one example of each here, and will go into more depth on each when I have a bit more time.1) Listing Optimization - Bullet points, color.

The asset is stabilized with a strong NOI, and we have the senior debt terms in hand.We're evaluating the optimal equity structure for a deal of this size and profile (~$870k equity check).

If not, preserving cash and stabilizing the exterior first might reduce overall risk — even if it delays rent optimization.