The Indy market was stronger for most, longer than most, but we hit sudden softness this fall. 

You can let the market appreciate over time, force it by rehab or use down payment - usually a combination of all of them, but with 0% equity I don't even know if I'd call that an investment.For a portfolio 50% to 75% is sensibel leverage, if you fall below that you are leaving money and opportunity on the table, if you go above you are redlineing on the risk scale, thats not sustainable for long.

Like 200% over on revenue and spoke with others who based their entire purchase off AirDNA projections only to have them fall way short. 

If the place needs heavier prep or higher-end finishes, it can push a bit higher, but most investor-grade turns fall somewhere in that range.

I will fall on my sword here to say it's the easiest and most forgiving strategy to get into when you're starting, and if you're young and willing to sacrifice, it will 100% be worth it. 

You need to have systems in place otherwise will fall flat on your face.  

Fall and Winter months are a little slower.

Even after everything the market’s been through, prices are holding steady.The takeaway: Slower price growth + falling rates = one of the better buying windows we’ve had in a while.📝 Pending Sales Hold FlatPending Home Sales didn’t move much from August, but they’re still sitting near this year’s highs.

What looks good on paper can fall apart when it matters most. 

Down to 0.75x at 65% LTV max w/ a .750% rate llpaorDown to 0.8x at 70% LTV max w/ a 0.375% llpa butThe products that require 1.0 (Qualifying Rent/PITI) are the lionshare of deals although there's a small LLPA for falling below 1.15 in most cases