Important context:I’m an out-of-state (international) investor, not physically in the U.S., running everything remotely with boots on the ground.

Here’s our current reality: We’re not physically in the US, so we can’t personally oversee renovations or react instantly on-siteWe don’t qualify for conventional financing and rely on hard money lenders (around $13K all-in per deal, including interest + origination)We’re not present in REIA meetups or local investor communities, where wholesalers, contractors, and key operators naturally connectBecause we’re remote, we can’t confidently “self-manage” or optimize rehab costs the way a local investor can  Because of this, we feel we need larger spreads to justify a flip.

By using a portion of your stock market gains as a down payment, you control 100% of a physical asset’s appreciation and tax benefits while only committing a fraction of the total value in cash.3.

Value was created through speed, certainty, and execution rather than physical improvements.

But my "sysadmin gut" is screaming red alert on this one, and here is why real estate investors specifically need to be wary.The "Roach Motel" of FinanceIn real estate, you deal with physical assets and legal deeds.

• What rates are typical for secured loans backed by physical assets and inventory?

The collateral loses value.My Question for this Group:As lenders holding the note, are you starting to mandate any kind of physical risk mitigation (like leak detection or auto-shutoffs) as a condition of the loan?

I don't believe you need a physical Indiana address to register your Indiana LLC with the SOS.

My advice is that if a listing has potential - to tour it visually or physically as soon as possible.

Of course, with this method you actually end up with a physical check that must be deposited.