I think this is something many investors miss - which is many offerings now all have the data publicly available.

Quote from @Collin Hays: Quote from @Chris Watson: Just a few additional details to accompany the fuzzy math data. 

Each carrier computes their own replacement cost based on public data, third-party data, and agent/insured input data.

Hard to ever know for sure until you actually test the market. 

I then determined to reject any “buyer” who couldn’t or wouldn’t pass a “test” I set up.  

According to the data, I would skip Chicago for STR and go to Peoria or Antioch.

AirDNA usually has very accurate data for vacation rentals, which is what I have found.

I've additionally reached out to those in my network for feedback and came up with this proof of concept for helping deal finders share investment opportunities with potential equity partners clearly:https://crowdfundme-demo.netlify.app/I developed the site in under 24 hours using demo data and did my best to combine the feedback from both @Chris Seveney and @Mike Grudzien: I focus on numbers and analysis (you can see that in the "Village at Grants Mill" example) and I enable potential equity partners to easily get in contact with the deal finders.It's a simple proof of concept site, but I'd be interested to see if this helps to bring value.

One significant benefit is gaining direct access to MLS data, enabling you to identify potential deals more quickly than the general public.

Not all sales agents are created equally, but data suggests the top tier sales agents will achieve a result that exceeds the few percentage points of commission savings you are looking to pocket.