August is now showing a net loss of 4,000 jobs, and unemployment ticked up to 4.4%.Because of the shutdown, the BLS won’t release a full October report until after the Fed’s December 9–10 meeting which means the Fed has to set policy without seeing the latest unemployment rate.Why this matters: With stronger hiring but higher unemployment — and no more clean data coming — the Fed is stuck in the middle.

I’m Amelia Garcia, and I specialize in real estate data research and lead sourcing.

The 2-year yield eased to 3.60%, reflecting modest risk-off sentiment and anticipation of delayed economic data releases.

I’m Amelia Garcia, a Lead Generation Specialist with over 10 years of experience in real estate data research and off-market property insights.I’ve seen how much the market has changed recently, and it’s fascinating to watch investors adapt their strategies to find motivated sellers.

Since I know a lot of folks here invest in South Florida, thought I'd share the key findings:📊 Key Data:- Luxury inventory at 10.2 months (discounts averaging 10%)- Operating costs up significantly: Insurance +29%, Maintenance +24%- Cap rate spread: 4.7% (Brickell) vs 5.3% (Kendall/Doral)- Condo fees up 45% since SB 4-D passedFull report with neighborhood breakdowns: https://thsld.com/miami-property-management-trends-2026What are you seeing in your markets?

I’ve been working on a simple underwriting tool for small investors who don’t want to spend an hour in Excel every time they look at a property.Here’s how it works:Drop in the basics (price, rent, expenses, loan terms)In 30 seconds, it spits out NOI, Cap Rate, DSCR, Cash-on-Cash, and a simple traffic-light recommendation (Green / Yellow / Red)You get a clean one-page summary you can actually use to make a quick “go/no-go” callI’m testing it out with real investors now.

What’s the minimum a partner needs to do in an LLC (owning rental property) to be considered active enough to avoid it being labeled an investment security under the Howey Test?

Data Pulling / CompingIf you’re still comping manually:• PropStream• Privy (underrated if you’re in a covered market)4.

The 30-year fixed is sitting at 6.28% today, and if you’ve been circling a property that’s been sitting too long, this is the moment to lean in and test the waters.Take an 80% offer at something stale.

From there, take that data and build out a marketing strategy, whether it be social media, advertising online, billboards, tv, radio, direct mail, email, etc....