But I want second opinions: What dispo strategies do you know to be most effective in 2025?

They have a proven inability to manage interest rate risk and underwrite deals effectively in a changing environment. 

This isnt surprising for Canada, which is effectively a socialist country where there are little to no personal property rights. 

The reason has to do with a base line effect, a couple with a stable income that is required to qualify for a mortgage will usually make enough to qualify for a 200k house.

These actions serve the real objective, which is reducing the likelihood of disputes and conflicts before they ever arise and when they do allow for more efficient and cost effective resolutions.

For short-term rentals that you materially participate in, losses can offset active income, making cost segregation far more effective.

Tools make or break your workflow once you’re past a handful of doors.For our portfolio, here’s what’s been most effective:• Deal analysis: BP calculators early on, now supplemented with our internal underwriting model• Property management: Buildium for rent collection, maintenance tracking, and tenant communications• Rehab and project tracking: Monday.com for scopes, timelines, and vendor coordination• Bookkeeping: QuickBooks Online for inter-LLC accounting, loans, and property-level reporting• Lead management: Podio for applications, second-chance applicants, and internal screening workflowsThe biggest unlock wasn’t a single tool, but having each part talk to the others cleanly so nothing slips through the cracks.

It is not realistic to expect to raise capital from people you have never met on a first syndication and anyone suggesting that approach is effectively encouraging reliance on misleading or deceptive capital raising tactics.Finally if those who know you best are unwilling to invest that is a signal worth examining.

We’ve also had very good luck using Hotpoint 4.0 cubic foot top-load washers, which have proven to be reliable and easy to source.While I know this may not be the most cost-effective decision in every scenario, for properties we manage out of state it has been a much simpler and more efficient way to operate.

When properly evaluated, cost segregation can be highly effective as a tax deferral strategy, particularly when paired with bonus depreciation, but it should not be viewed as a permanent tax savings in all cases.