I am an Executive in a life sciences company which takes the majority of my time and I have no intention of stopping that, but want to build a larger rental portfolio to have other financial / lifestyle options in 10 years. 

Inventory is tight, spreads are slimmer, and many local investors are either waiting for better margins or shifting into mid-term rentals, ADUs, and value-add holds instead of traditional flips.That said, we’re still seeing a healthy amount of fix-and-flip activity in other parts of the country, curious what you’re seeing on your end?

Lastly, considering alternative materials that offer durability at a lower cost can also contribute to maintaining healthy profit margins.

This maintains a healthy 25% equity cushion in the property, which protects you against market fluctuations and keeps your loan options and rates the most favorable.Let’s do some quick math based on your numbers:Your net income is fantastic.

If the Tenant Buyer walks away from the deal I get to keep his Option payment, since it is non-refundable and I sell to another Tenant Buyer and get another Option Payment usually about $20k to $25k.I encourage buyers to get qualified for financing, give them a mortgage broker contact and to plan their lifestyle to be able to get a loan to exercise the Option.

While fundamentals remain strong in well-located assets serving affluent demographics, properties dependent on middle-market consumers may face headwinds if economic pressures persist.Outlook: Cautious Optimism for 2026The LightBox CRE Activity Index remained above the 100-point "healthy activity" benchmark for the ninth consecutive month in October, signaling sustained momentum heading into year-end.With interest rates easing, credit spreads tightening, and refinancing conditions improving, capital deployment is becoming increasingly strategic.

Not to disqualify myself, but if I can get a good review on the difficulties of this program, then I might feel safer to purchase it, not thinking that it's just being sold as this all perfect program.That being said, I'm hopeful to get involved with these people and the community and mentorship they offer, and hope to find someone who has a not so good experience so that I can get a healthy review of what is to come.

If the STR makes sense for you and your lifestyle, then do it .

However, if you are expecting this property to make a substantial difference to your lifestyle n the near term, I fear you are likely to be disappointed.good luck

While other markets are whiplashing from one extreme to the other, Louisville is doing what it always does — moving steadily forward.We’re extremely fortunate to operate inside a market this healthy, this predictable, and this durable.