I like maximizing my cash-flow so I took a 2 year prepayment penalty on a 10 year IO and after the loan payment I should be paying cash-flowing about $1900 a month. 

Duplexes are great because you can spread expenses across two units while maximizing depreciation, which often shelters a good chunk of the rental income in the early years.

It's essential to stay adaptable, continuously learn, and improve your underwriting process to avoid surprises and maximize financing opportunities.In summary, evaluating deals requires a deep understanding of underwriting templates and loan types.

And while it makes perfect sense why — especially if their leases are locked in for a long period of time and are not month-to-month — it can be nerve-racking to keep a tenant in place who is paying significantly below market rate.But there is an upside to purchasing a property with a tenant who is below market rent.Most multifamilies that are listed for sale are not fully maximized, fully renovated, and fully up to date.

This allows you to deduct a significant portion of their cost much faster than the 27.5-year life of the structural remodel, maximizing your immediate tax savings.Hope that helps!

Jim — with $280–500k to deploy and a preference for newer 4-bedroom homes, I’d focus on maximizing cash flow while minimizing future rehab headaches.

Paying cash for B can work if total value and debt replacement are met, but many investors maximize leverage on A and use remaining exchange funds for B to avoid boot and keep flexibility.

The Maximally Productive test is where you either make the most money or buy the wrong investment for your goals.  

A detailed study is key to maximizing this.If you want, happy to run a quick free estimate on a property you’re looking at so you can sanity-check the numbers before committing.

I find nothing wrong with break even if 1) the total return is good 2) your leverage is high to achieve this 3) your projection is accurate and includes future cap ex.before the rates increased starting 2022, I actively worked to minimize cash flow (which mostly means I worked to maximize leverage).