Rate is ultimately a function of pricing, which is a function of what the lender is charging.

If it changes how the house functions, pull permits.

I would like my money back but they are quoting me like a 7% rate because they are investment properties and it’s a cash out refinance.It looks like my other options are small business loan but I’m trying to get more like a $700K loan (two houses combined are worth ~$1M) and I don’t think I can get there.

⸻Final ThoughtsHealthcare and medical real estate combines essential demand, long-term leases, strong tenants, and demographic tailwinds into a single asset class that prioritizes stability and predictable income.

Thanks @Michael Smythe, but don’t plan on growing that quickly and Stessa plans to add the functionality so I’m looking for something to tie me over for now.

For those using homeowner + landlord + umbrella:• Do you feel this combination adequately covers STR-specific risks?

If I can't visualize how I'd use the space, propsective applicants will feel the same.Both location and function are so important.

If you are insistent on just the maintenance function Property Meld may work. 

I’ve tried Hostfully and it was not as user friendly or intuitive and felt antiquated in the host userface and functionality plus it was way more expensive.Dynamic Pricing Software: Hospitable again!

No source is perfect, but combining a few and staying conservative has felt more reliable than chasing the highest number.