People are creatures of habit, hence patterns. 

The are not mythical creatures  you just don't understand.To make a deal you need to:be in front of them when they need yoube credible (to them)Thats IT!!

Strangely they were not going to fix the termite damage.Banks, fascinating creatures

Most government officials are slimy creatures that like the dark.

People are emotional creatures, and creating a soft fluffy environment where they feel safe and secure following you in this transaction is key.Some people's brains will work like yours and some will work the opposite of yours.

Another advantage, is that each room has it's own thermosat and you can reduce or turn off the heat in the rooms that you don't utilize and it some instances it provides better creature comfort as you can control the temperature in each room.

Corey: I suggest you read "The creature from Jekyll Island" about the creation of the Fed.

Underwriters are picky creatures.

If you want to read a scary book check out "The Creature from Jekyl Island", about the formation of the Fed.

This could be a sticking point as well.Banks are conservative creatures, especially now.