More contained area which I like for appreciation, ease or resale and likely higher end clientele.

I told them that would help ease my concern if I can see how they are treated the home for last 3 years and also for the landlord to show me the 3 years of on time payments all of which they said are not a problem.

Pros: keep the tenant, hopefully maintain good graces and minimalize tension, tenant sort of looks after property.

Log tension, easier to cut versus a bandsaw you need to do a second cut to true up.  9.  

Over the last 10 years, KC has seen strong upward trends: home values have steadily climbed, supported by the FHFA house price index. 5-year appreciation has been consistently in the 6–8% annual range, although annual gains have eased (e.g., 5.6% in 2025, 6.0% in 2024, 7.4% in 2023).

I’m sure you know the many possibilities of what could happen but the things that stick out to me are ease of resale and holding costs in between.

This is a really common tension to be thinking through for a first house hack.

I hope someone can put my mind at ease, but don't hold back.

If the exit mechanics aren’t clearly defined up front, these deals can drift and create tension fast.This tends to show up more in secondary markets with local owners who are asset-rich but liquidity-constrained, especially where bank execution isn’t straightforward.When it works, it’s less about clever structure and more about clean incentives and realistic assumptions on timing. 

Here is a link to the Section 8 HAP contracts, Inspection checklist, and other relevant documents to peruse which may help you focus your direction.Don't cheap out on the quality of materials...find the happy medium that provides the best actual value in terms of expected life, ease of maintenance, and, for low end properties, you must consider durability.