The policy should be updated because it now needs to include personal property and personal liability coverage for the unit you occupy, while still maintaining landlord-type coverage and loss of rents for the tenant unit.

He has been very sporadic with payments since 2014 and is effectively one year late on payments.He has taxes coming due in March,2026.

Hi everyone,I’m a professional real estate developerbased in Central Florida near Orlando.Background: licensed architect with deepexperience in residential subdivisions, underwriting, entitlements, buildingpermits, construction management, and maintaining extensive contacts withnational home builders.My specialization is converting raw land intopaper or finished home lots for sale to national and regional home builders.

Street View doesn't show if tenants actually maintain properties.

Because the Property Class dictates the Class of the tenant pool that the property will attract.The Tenant Class greatly impacts rental income stability and property maintenance/damage by tenants.Both Property Class and Tenant Class will affect what type of contractors, handymen and property management companies you should target and be willing to deal with a property.The Property Class will also impact the maintenance & renovations you do to, “Maintain to the Neighborhood”.Why is that important?

Duplex sold in 2025 for for mid $500’s 4 bed unit and 2 bed unit approx 2000 sqft Well maintained 260k/unit and $260sqft Renting out the 4 bedroom can really help offset mortgage.

I'd like to maintain proximity so is it worth it to use a smaller lever to maintain positive cash flow to stay in what I would consider an A-/B+ neighborhood?

At that time I did a full cash-out refi, while maintaining a $25k/year cash flow.

Our primary goals are long-term equity building and steady cash flow to sustainably maintain the property.

I'm trying to figure out the most efficient yet cost-effective way to compile data.