2) What percentage of effective gross income do you typically underwrite for other income on conservative, long-term holds?

And something to be aware of is that in some cases, the honest answer is that buyers would need to be paid to take the property because it is effectively worth nothing.Now, assuming the property does have value, this is how we handle it on the disposition side.

Only net effect is to add more affordability issues to renters. 

Suspended LTR depreciation/losses often aren’t lost, they can carry forward and may be released when you sell, so the “can’t use it” point may be overstated.Real estate sale taxes aren’t just 15–20% LTCG: depreciation recapture, possible 3.8% NIIT, and state tax can raise the effective rate.A 1031 has strict deadlines (45 days identify / 180 days close); if you need more time, consider reverse 1031 or a more passive “parking” option like DSTs.STRs can potentially offset W-2 income, but it’s more complex than “100 hours”—material participation rules and documentation matter.Cost segregation can be powerful but only if the deal supports it; it accelerates depreciation and can affect future recapture.Consolidating into fewer properties can reduce operational risk, but watch market/regulatory/insurance volatility.Best next step: compare hold vs sell taxable vs 1031 with full tax/return components (recapture, NIIT, suspended losses, timing risk).Always consult with a CPA who specializes in real estate.

@Charles Graham, call, text, or email them at least one month before its effective date, letting them know you're raising rents to keep up with rising insurance costs, property taxes, HOA, etc. 

For short-term rentals that you materially participate in, losses can offset active income, making cost segregation far more effective.

The clean exit demonstrated how effective same-day wholesale transactions can be when preparation and execution align.Lessons learned?

I work with a co-investing club where we spread smaller amounts of capital across multiple larger deals, which has been a very effective way for us to stay active and manage risk in today’s market.

This isnt surprising for Canada, which is effectively a socialist country where there are little to no personal property rights. 

I am also tying to cancel my membership effective immediately.