How Are You Structuring Deals in Today’s Market?

[Luis Diego Clare]

Hey everyone,

With higher rates, tighter margins, and longer hold times, I’m curious how investors here are adapting their strategies in 2025–2026.

A few questions I’ve been thinking about:

• Are you underwriting more conservatively, or passing on more deals altogether?

• How are you budgeting for renovations with labor and material costs still fluctuating?

• Have you shifted more toward buy-and-hold, or are flips still working in your market?

• What has helped you protect your downside the most this year?

I’m especially interested in hearing what’s working right now, not just what worked a few years ago. Real-world lessons (wins or mistakes) would be great for newer and experienced investors alike.

Looking forward to learning from the community and the different perspectives here.

Thanks in advance for sharing.

[G. Brian Davis]

I work with a co-investing club where we spread smaller amounts of capital across multiple larger deals, which has been a very effective way for us to stay active and manage risk in today’s market. Having been through many different investing strategies and cycles over the years, I’ve found that adapting structure and staying disciplined with underwriting allows you to keep moving forward, even as conditions change. There are still solid opportunities out there if you stay flexible and intentional with how you deploy capital.