Yesterday was a loud reminder that employment stability is changing shape.Humana stock dropped roughly 20% after the Trump administration proposed keeping Medicare Advantage rates flat, directly pressuring margins for one of Louisville’s largest employers.

The closets were full of men and women’s clothes, and there was a perfectly functioning pool in the backyard. 

We’ve been stuck in 250–300 bps territory, which meant borrowers were paying a straight-up volatility tax.Here’s the good news: the spread has finally normalized.The Numbers: A Strange (but Welcome) ParadoxIf you’ve been watching the 10-year Treasury, the largest bond by volume and an easy way to loosely track mortgage rates, you’ve seen it move higher.

Downtown Louisville still benefits from more daily activity, and increasing room inventory is one of the most reliable ways to create it.This fits cleanly into Kentucky’s broader tourism profile.Tourism is the third-largest economic driver in the state, and Louisville already attracts visitors through bourbon, food, culture, and sports.

I will also say, it provides a lot more functionality than just base prices (im sure other products do also). it can decrease prices as dates get closer to encourage bookings, minimum night bookings, increase prices when rentals in the area are booked.

If it changes how the house functions, pull permits.

@Michael Hurdle use the search function.  

Of the 50 largest U.S. metros, New York’s 48-point urban-exurban gap is the widest in the country.

Rate is ultimately a function of pricing, which is a function of what the lender is charging.

Depending on your price point, you may not need to have brand new HVAC, electric, and plumbing--just functional and reliable.The best bang for your buck is to update colors and styles.