@Mike Paolucci unfortunately it has proven to be pretty difficult in finding a duplex that fits within my approval, without it needing some intense care.

My rental property in Carmel (Monterey county) is facing a new ordinance that's making STR difficult (and expensive).

Community input can swing things—NIMBY opposition will fight density increases for example. 

Isaiah, This is one of the most difficult pieces of self-management - outside of tenant screening. 

VERY difficult to find paying tenants. 

We typically do a minimum 3% increase, then we hold larger increases for turnovers or every 3-4 years.

. - Our other two Chicago one bedroom condos are up soon - one is at a good rent, the other needs an increase which we can do this summer. 

It’s very difficult to cover all situations, especially the odd ones.  

In my experience, Section 8 itself isn’t the determining factor — process and expectations are.The biggest differences operationally usually come down to:Inspections and paperwork — definitely more structured than market-rate rentals.Payment stability — the government portion does create more predictability.Tenant screening still matters — the voucher doesn’t replace doing your own due diligence.I’ve seen great long-term tenants in the program and difficult ones as well, just like any other segment of the market.

How difficult would it be to get approved at 10 down for a property of this price with the plan of living in it as a first-time buyer?