In short, making 50-year mortgages viable would require regulatory reform, investor buy-in, and robust safeguards to prevent long-term financial harm.The White House has continually acknowledged the housing affordability crisis, but just how they go about addressing it in the coming months will be key.

While we need massive reform in lending and solutions for home affordability, that ain't it. 

The convergence creates a narrow window for outsized returns—but only for those who move fast.Three powerful forces are reshaping American real estate, and their intersection over the next 18 months will determine winners and losers for the decade ahead.Opportunity Zones Get SeriousOpportunity Zone 2.0 isn't just policy reform—it's a complete geographic realignment.

Targeting SFH lots within that 1-mile CBD radius could mean getting ahead of the curve, especially in neighborhoods where zoning reform has historically been slow.I’m particularly curious how cities like Phoenix and Tempe will respond, whether they’ll proactively set new zoning parameters or let the default rules kick in.

CFO Martin Small said the industry may seek litigation reform before it can expand into the market.The Department of Labor issued guidance during Trump's previous presidency on how such plans could invest in private equity funds within certain limits, but few took advantage, fearing litigation." 

There is growing interest in transitioning the GSEs toward a more independent structure.FHFA Director William Pulte recently characterized the enterprises as “obese,” suggesting that operational reform is needed .

Trump's 2018 tax reform limited SALT to $10,000.

Standard deduction was temporarily doubled by the first Trump tax reform in 2018, and the 2025 law made those double amounts permanent, yay!

I don't believe much of the criminal justice system works in terms of reform/rehabilitation, and I'm not sure many of the criminals want to be reformed/rehabilitated anyway.

This commonsense reform delivers critical tax relief to homeowners and helps increase housing supply nationwide.