The councilmember for that district is unpredictable and has already pushed forward several progressive housing reforms, which should factor into any long-term investment plan.I am still bullish on Philadelphia overall, but I do not see much value in buying rentals near the campuses.

Additionally, incremental housing reforms aimed at improving affordability and expanding credit access are likely to emerge, influencing underwriting standards and product mix.

Now with the reform of the TCJA 2017 and 100% bonus depreciation, tax benefits in the first year are even more significant.

When NAR moves expectations that aggressively, it usually reflects improving affordability conditions, stabilizing rates, and a backlog of buyers who’ve been waiting for the math to work again.Along those lines, there’s growing discussion around aggressive housing reform in 2026 and the possibility of a more rate-friendly Federal Reserve chair.

And I've seen in the 2-3 years since the TORT reforms that insurance carriers are becoming profitable again and lowering rates to become more competitive. 

Wait till reform on tourism and migration happens, then it'll revert to the mean. 

Just don't expect the same relief from the city agencies as you alluded to in your post unless unexpected reform which I don't see occurring anytime soon.

In short, making 50-year mortgages viable would require regulatory reform, investor buy-in, and robust safeguards to prevent long-term financial harm.The White House has continually acknowledged the housing affordability crisis, but just how they go about addressing it in the coming months will be key.

While we need massive reform in lending and solutions for home affordability, that ain't it. 

The convergence creates a narrow window for outsized returns—but only for those who move fast.Three powerful forces are reshaping American real estate, and their intersection over the next 18 months will determine winners and losers for the decade ahead.Opportunity Zones Get SeriousOpportunity Zone 2.0 isn't just policy reform—it's a complete geographic realignment.