My budget is around $400K, and I’m looking for subject-to's or seller finance since I likely won’t qualify for traditional financing.I'm looking for a single-family property, am also open to multifamily, and my plan would be to rent out a room or buy somewhere with the potential to add an ADU/casita.

Got the mud room with the ski racks, that would work perfect as simple addition.

Now, in theory...if you could find the same HML, traditional loans, contractors, and renters anywhere else in the world, then yes, you could do it. 

Ether way it takes capital accumulation to come up with cash for down payments.The traditional way I have done it is taking money from each paycheck and holding it in the cash position in my taxable brokerage with Fidelity until I have enough saved up for a down payment. 

I’m curious whether anyone else is seeing that in their markets.If you are working on anything related to office repositioning, adaptive reuse, or blending traditional leasing with spec suites and flex, I would enjoy comparing notes.

For the most part DSCR loans solve 99.99% of the problems traditional financing proposes.

I know notes are kind of a niche within real estate, but I’ve found they open up some interesting opportunities compared to traditional rentals or flips.

Rates are higher than traditional mortgage4.

I'm going to college after HS to be a youth pastor but I want money as well.I see that MHP have the potential cash flow really well and there's a lot of upsides.Can anyone tell me about their process to purchasing a MHP and how they got the capital to get started.Or if you have any advice on how to get your first deal that's something other than a traditional buy and hold property. 

Traditionally this time of the year is always slower with rentals and sales - COVID really reset this trend in many areas where the market was "hot" all year round.