I simulate the situation by pushing the tank back with my hand and flush it.

Simulate paying the same amount (let's say $3,000) each month toward just your mortgage vs. funneling it through a HELOC.

I have been trying to simulate different scenarios by buying property with 20% down and none of them show a positive or not even close to be breakeven.I'm willing to invest in different states but all this is new to me and it's complicated.Thank you.

Those assignments are designed to simulate real-world scenarios and challenges you might face in your own real estate investing journey.

A Banker/Loan officer can also run a "What is simulator" or "Way Finder" to try and see what more can be done without having to pay a debt settlement company.

It appears @Todd Rasmussen is correct, when you run a credit score simulation and you add a new heloc as a mortgage and increase your credit capacity as well in tandom, you're score does not drop the way I had seen it when I had run the heloc as a simple credit card before in previous simulations.

you can just simulate a 15 year by making larger payments if you want 

It even does Monte Carlo simulations (bonus points to anyone that knows that - beer on me when you're in Denver!)

Its like going out and spending a huge amount of money to put a golf simulator in your home and realize after a week, I really do not like golf. 

(Theoretically)It ain’t gonna happen anytime soon or probably not even in my life time.But I’m sure you run an excel program and run the simulation it’ll show you that there is the possibility of it not happening.