Only keep your current home as a rental if the rent clearly covers the full payment plus extra for empty months and repairs; if it’s close, it will stress you out.

In the next 12 months the SP 500 will decrease 60%.In the next 5 years the USD will be worth 90% of its current value.  

Have you stress-tested how many months of double vacancy you can handle before it eats into your down payment?

Guest behavior often tells a different story.Comfort Directly Impacts ReviewsComfort influences:- Sleep quality- Daily usability- Stress levelsThese elements appear repeatedly in positive reviews and repeat bookings.Research from the broader hospitality industry consistently shows that negative guest feedback is most often tied to comfort failures: poor sleep, cleanliness issues, excessive noise, or temperature problems rather than the absence of luxury amenities.

Deals showing 7%+ in B areas are either:priced very aggressively (often off-market),lightly underwritten, orrelying on short-term assumptions that don’t hold long-term.In most cases, 7%+ CoC in today’s environment is coming from one of three places:C-class risk (which you’re already avoiding),Value-add execution (rent bumps, expense cleanup, operational inefficiencies),Creative structure (seller carry, rate buy-downs, lower leverage, or higher equity checks).Personally, we’ve adjusted expectations on initial cash-on-cash in B areas and focus more on:durability of the asset,rent growth over 24–36 months,and total return rather than Year-1 cash flow optics.If you’re underwriting clean, long-term B-class assets at 5–6% CoC and they still make sense after stress-testing, that’s not a miss — that’s the current market.

Hi Amanda,I understand how frustrating and stressful this situation can be.

Sometimes the best decision is the one that keeps your stress low and your reserves strong.Ultimately, it comes down to whether the duplex pencils out today, without relying on appreciation.

So in general, I'm not too stressed out about a few hundred dollars in monthly cashflow but I do want a long term stable tenant in the property. 

Quote from @William Thompson: The First Thing STR Hosts Should Review in the First Week of the Year (It’s Not Bookings)The first work week of the year always brings the same instinct for STR hosts:check calendars, tweak pricing, and see how January bookings look.That’s fine — but the hosts who actually improve year over year start somewhere else.They review how the business ran, not just how it booked.Before looking at occupancy, I always suggest taking one hour to answer a few simple questions:Which stays caused the most stress last year?

Stress level: Olympic.The 2.5-Year GrindWhat should’ve been a quick stabilization turned into a 30-month, “is this thing ever going to end?”