Also I put up a porch with a covered roof at the side door instead of just a little step platform with nothing over it, if that might help a bit.Here is some information from the Loan Application we signed at the closing:30 year conventional loan bought 06/18/2020 Loan Amount $95,200 Sale Price $ 112,000 Interest Rate 3.375%Homeowner's Insurance $31.73 per month for 3 mo. $95Mortgage Insurance $21.42 per month for 2 mo. $43Property Taxes $139.08 per month for 5 mo. $695Here is some information from the monthly Loan Statement:Explanation of Amount DuePrincipal 183.82 Interest 237.06 Tax and Insurance 209.34 Regular Monthly Payment $630.22Account InformationInterest Rate 3.375% Principal Balance 84,288.81 T&I Balance 1,177.87 Maturity Date 08/01/50Thank you for any help figuring out how to get lower monthly payments!!

The best next step is to review the full scenario with a lender who can look at purchase price, rents, DSCR, reserves, and overall leverage together.

Good step up without being overly complex.Rentec Direct – Strong accounting + maintenance workflow + tenant portal.

And there are now "safe work practices" that require certian steps when renovations involve lead paint.

Hey everyone , I'm just doing some yearly cleaning and realizing I'm paying $400 a year for BP and the only thing i still use from when i signed up is rent redi. that's $140 a year. so I'm trying to cancel membership BUT I don't see anything to cancel just change plans or update payment method.

If house-hacking-as-the-first-step-to-portfolio-building is your jam, I'd love to connect,Thank you,Matt

In all my research I've also found out about wholesaling which sounds great in theory but then I have to deal with hard money or private money and I don't know if that's smart as a first time investor idk I just want to make sure I'm making a "good" first deal that will help me into the steps of financial freedom any and all advice is appreciated.

I’m a small property owner and learned this one the hard way.I've used Zillow and it's been great for getting eyes on my listings, but I’ve stopped trusting it as a final screening step.

The BRRRR method has definitely become more difficult.

Does this approach make sense as a first step for us?