@Roger D Jones is right about 21st Mtg CA$H program. 

Again, the program is not a magic pill, and it is a lot of work.

On most DSCR programs we work with, you can use the full appraised value after 6-12 months of ownership depending on the lender.

Does anyone have a lender in the Los Angeles area who has knowledge & can offer various types of down payment assistance programs for 1st time home buyers looking for a primary?

They pitch rates, loan programs, etc..

We have REI hard monet at a 65% LTV and Equipment financing at a 100% LTV.Here is our program and recently closed deals (We have $500M to deploy, and a great referral program): https://docs.google.com/document/d/1mFrzf1mi-9SVCuLLPbtX_Y0zQCba8_BB/edit?

I’ve been considering purchasing their program, but not sure if its worth it given the very high price.

Instead of qualifying based on personal income, the lender looks primarily at the property's cash flow.Typically lenders want to see the property generate enough rent to cover the mortgage payment, usually around a 1.0–1.25 DSCR depending on the program.These loans are commonly used for:• Long-term rental properties• Portfolio expansion• Investors who write off a lot of income on taxesI’ve been working with a few lenders recently that are active in DSCR programs for investors expanding rental portfolios, so if anyone here is exploring that route I’m always happy to compare options or point you in the right direction.Always great seeing more investors scale their portfolios here.

The Accela data base system is hard to use and full of incorrect information, B&H is understaffed and uncommitted to the program with was forced upon them by CLASH, an activist organization that pushed this program through public referendum.   

Before choosing the type of loan program (bank statement, dscr, renovation, etc.) you first need to decide how are you going to maximize the return on the deal you're getting into.