Quote from @Mike Kirby: Quote from @Jared Townsend: As of January 30, 2026, the National Flood Insurance Program (NFIP) is once again closed for business.

@Matt Neil if you are considering coaching, I would encourage you to look into 3 or 4 different people or programs before deciding on paying anyone for coaching.

Sure, rate, fees, structure, and overall costs are very important, but who cares if it doesn't close because the pro you are working with doesn't understand the programs and process.

I hit a snag and need lender intel:I’m looking for a DSCR cash-out refinance program to pay off my hard money loan (or similar financing) that will allow me to use the appraisal value only to determine LTV — not the lowest listed price.

I would be suspect to anyone with this type of program - have you found one other real lender who offers something similar? 

Buying tenant occupied in a 3 family can be totally fine, just go in assuming you are inheriting their leases and the program rules, not getting a clean slate.

We don't currently have a BPCON volunteer program, but you never know if that might change! 

The dominant amenity might be a lake, trails, glamping units, or even community-driven programming, but the takeaway is the same: you’re underwriting an operating business, not just dirt.

Verifying last 2-years of rental history and income/employment extremely important to find the “best of the worst”.Tenant Default: 20-30% probability of eviction or early lease termination.Section 8: Class D rents meet program requirements, often challenges to pass Section 8 inspection.Vacancies: 20%+, depending on market conditions and tenant screening.Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciation.Where did we get our FICO credit score information from?

What other software programs have you used for a similar analysis?