Has Anyone Worked with The Investors Edge Hard Money Program?

Question

Hey everyone,

I recently came across a hard money lender called The Investors Edge that claims to offer 100% financing — covering both the purchase price and rehab costs. I’ve spoken with someone from their team, and if everything they’re saying is accurate, it sounds like a great opportunity.

Before I move forward, I’d love to hear from anyone here who’s actually worked with them — good or bad. If you’ve had any experience with them, would you mind sharing your thoughts or connecting with me? I’d really appreciate it.

Thanks,

Randall

Andrea Hernandez · Answer

I have spoken with them also when looking into lending options.  I'd also add that they have a lot of restrictions that make me uneasy.

Just a few examples: they won't allow the rehab to involve any changes to square footage.  They dont allow the properties to be occupied while the loan is active.  They dont fund mixed use properties.

So just keep in mind that after you pay that up front "membership fee" you may find yourself having to use other lenders for a lot of your projects.

The 100% financing and deferred interest payments are great, they also don't care about credit score at all, but there are definitely drawbacks too.

Randall Stich · Answer

I had a conversation with The Investor's Edge team, and they shared that I would need to pay $4,000–$6,000 upfront to determine if a property qualifies for funding. They mentioned that if the deal gets funded and I complete the project, I would be reimbursed around $2,300.

There was no mention during our conversation of any ongoing monthly charges, but during my independent research, I came across some mentions of a $200/month fee for access to their system.

Thank you all for taking the time to respond to my original post — your insights and experiences have been incredibly helpful and are much appreciated.

David Krulac · Answer

If its too good to be true.....

Chris Seveney · Answer

website looks sketchy to me, does not say who they are, could not find them in nmls. I would be suspect to anyone with this type of program - have you found one other real lender who offers something similar?

Abram G Stoltzfoos · Answer

They are great to work with

as long as the PP rehab and closing costs are within 74% of the ARV they will cover it