Hey everyone - I'm James, primarily based in Austin, TX with roots in Northeast Ohio. I'm a pediatric dentist by training who's been transitioning into entrepreneurship and real estate over the past several years.
I ...

You need someone who can:• Package this as a portfolio• Translate “co-living” into a risk category carriers understand• Shop surplus lines markets (E&S), not just admitted carriers Direct-to-consumer landlords (like Steadily) will keep rejecting this structure. 3.

AI and good software can automate a lot of manual old-school methods, making it much cheaper for the end consumer to get a better, faster service. 

Hi everyone,I’ve been spending more time looking at tax deed and foreclosure auctions, and one thing that always worries me is making sure I’m not missing something during due diligence.Before bidding on a property, I usually try to check as much as possible, such as:unpaid property taxesliens (IRS, municipal, HOA, utility, etc.)code violationsopen permitsjudgments or court records tied to the ownerpotential mortgages that might survive the salecity fines or special assessmentsanything else that could become my responsibility after purchaseThe challenge is that this process can be pretty time-consuming, especially when every county website is different and information is spread across multiple places.I’ve seen some investors outsource this to lien search companies or hire people to research properties before auctions, while others seem to do everything themselves.So I’m curious how other investors here handle it.A few questions for those of you who regularly buy at auctions:What is your standard due diligence checklist before bidding?

What to Watch This WeekSeveral important economic reports could move mortgage rates this week:• Consumer Price Index (CPI) – Wednesday • Personal Consumption Expenditures (PCE) inflation report – Friday • Existing Home Sales – Tuesday • Housing construction data – Thursday • Weekly unemployment claims – ThursdayThese reports will provide more clues about inflation, the labor market, and the direction of interest rates.Technical PictureMortgage bonds moved lower last week as rising oil prices and geopolitical tensions raised concerns about inflation.Meanwhile, the 10-year Treasury yield is trading within a new range, facing resistance near its 50-day moving average while support sits around the 4.126% Fibonacci level.Mortgage rates will likely continue reacting to inflation data and labor market trends in the weeks ahead.

I’m exploring real estate wholesaling and would love to understand how the process works in the real world. I’m motivated and willing to help wherever I can in exchange for learning. Would anyone be open to showing me...

I’m helping a homeowner in Pinetop-Lakeside AZ explore selling his property.
It’s been operating as a successful Airbnb for a while, and the owner is considering cashing out.
Happy to share details with anyone inter...

National sentiment is heavy right now.4.8% of household debt is delinquent — highest in nearly a decade.Pending home sales just hit the lowest level ever recorded.49% of Americans say they’re struggling to pay rent or mortgages.U.S. adult optimism just fell to 59.2%, the lowest ever recorded by Gallup.That’s the macro mood.Pressure.Caution.Uncertainty.When optimism drops, hesitation rises.And hesitation freezes people in place.But here’s where it gets interesting.While national optimism is falling…Louisville posted a 0.6% rent increase last month — the third highest rent gain in the entire country.Third.That’s demand.Rent growth reflects tenant demand.Tenant demand supports landlord confidence.Confidence stabilizes markets.Now layer in something else quietly shifting.Interest rates are now at their lowest level since September of 2022.Lower rates increase affordability.Affordability increases activity.And historically, transaction volume increases roughly 33% beginning in March as the spring market kicks in.So here’s the setup:National optimism is low.Louisville rent growth is strong.Rates are improving.Spring activity is about to accelerate.Meanwhile, locally:Single-family homes:• 2,610 active listings• 1,080 sitting 60+ days• 847 sitting 90+ days• 599 sitting 120+ daysMultifamily:• 86 available• 51 sitting 60+ days• 39 sitting 90+ days• 33 sitting 120+ daysInventory aging + rates easing + spring demand approaching = leverage window.In uncertain markets, people consume more information.More articles.More charts.More analysis.But action reduces fear.James Clear said it well:“Learning more will increase knowledge, but only attempting more will reduce fear.

If it isn't within your budget without that significant down payment to make the numbers work that is fine but consider it a consumable purchase not an investment.

Layering that on top of consumer and business debt increases fragility.Personally, I would:Kill the LOC.Set aside 6 months reserves across properties.Keep the 0 percent card until expiration, but have a payoff plan.Reevaluate in 6 to 12 months with a stronger balance sheet.There will always be another deal.