@Derek FortinInstead of cash on cash return……how about Net worth increase?

The county literally picks numbers out of the air and if you don't protest you pay the increased tax. 

Hi,My insurance costs increased dramatically, My deductible is 1% of property value currently.

Property taxes are one of those expenses that investors can’t avoid, but I’m curious how different people plan around them.Some investors I’ve spoken with simply assume taxes will increase every year and build that into their numbers.Others actively review assessments or challenge them if something looks off.For experienced investors here:• Do you actively monitor your property’s assessed value?

National sentiment is heavy right now.4.8% of household debt is delinquent — highest in nearly a decade.Pending home sales just hit the lowest level ever recorded.49% of Americans say they’re struggling to pay rent or mortgages.U.S. adult optimism just fell to 59.2%, the lowest ever recorded by Gallup.That’s the macro mood.Pressure.Caution.Uncertainty.When optimism drops, hesitation rises.And hesitation freezes people in place.But here’s where it gets interesting.While national optimism is falling…Louisville posted a 0.6% rent increase last month — the third highest rent gain in the entire country.Third.That’s demand.Rent growth reflects tenant demand.Tenant demand supports landlord confidence.Confidence stabilizes markets.Now layer in something else quietly shifting.Interest rates are now at their lowest level since September of 2022.Lower rates increase affordability.Affordability increases activity.And historically, transaction volume increases roughly 33% beginning in March as the spring market kicks in.So here’s the setup:National optimism is low.Louisville rent growth is strong.Rates are improving.Spring activity is about to accelerate.Meanwhile, locally:Single-family homes:• 2,610 active listings• 1,080 sitting 60+ days• 847 sitting 90+ days• 599 sitting 120+ daysMultifamily:• 86 available• 51 sitting 60+ days• 39 sitting 90+ days• 33 sitting 120+ daysInventory aging + rates easing + spring demand approaching = leverage window.In uncertain markets, people consume more information.More articles.More charts.More analysis.But action reduces fear.James Clear said it well:“Learning more will increase knowledge, but only attempting more will reduce fear.

The average duration of unemployment has reached 25.7 weeks — the highest level in four years.Why this matters: A cooling labor market can slow economic growth and may eventually create pressure for lower interest rates.Private Hiring Looks Better — But Still UnevenSeparate data from ADP showed 63,000 private-sector jobs added in February, beating expectations.But the gains were concentrated in smaller companies.Small businesses added jobsMid-sized companies cut jobsLarge employers added only modestlyAnother signal: the pay increase workers get when switching jobs has narrowed to the smallest gap on record.Why this matters: Employers appear to be hiring more cautiously, another sign that the labor market is losing steam.Other Indicators Point to Cooling HiringSeveral additional labor market signals reinforce the same trend.Layoff announcements have surged early this year, with January and February layoffs among the highest for those months since 2009.At the same time, hiring plans have dropped sharply.

We’re about 3 months away from the 2026 FIFA World Cup, and millions of fans will be traveling to the United States.For short-term rental owners, events like this can create a huge demand spike, but they also increase competition on platforms on rental channels.Listings that stand out during major events usually have a few things in common:• Titles that highlight proximity to stadiums or fan zones• Photo order optimized for quick visual impact• Descriptions tailored to travelers attending the event• Dynamic pricing adjusted for peak demand• Availability synced across multiple channelsHosts who prepare their listings early often capture bookings months before the event even starts.Curious to hear from other hosts here: Are you already adjusting your listings or pricing strategy for the World Cup next summer?

we currently Airbnb the ADU which is great for us as we can use the place for family visits, part of the building is a shop for my business which saves on business expenses, and the profit from the airbnb essentially cancels out our mortgage.we could confidently rent the two dwellings for at least $5500 total against about $2600 combined mortgage/heloc .pros of renting: generate monthly cash flow which will alleviate increase in monthly outlay as our next property will be more expensive at a higher mortgage rate; continue to build equity in a market defined by increasing scarcity. pros of selling/cons of renting: alleviate our somewhat house poor condition (lots of equity in the house), ability to diversify and get some of that money into the stock market, don't have to worry about tenants.  

If it passes, rent increases across the entire state would be capped at 5% or CPI, whichever is lower — with no vacancy decontrol provision.

In many cases, the right layout, proportions, and material choices can create a much stronger impact without dramatically increasing the renovation cost.A big part of what I enjoy about this work is helping people get more value out of their kitchen investment without sacrificing quality.I joined the community to learn more about how investors approach renovation decisions and hopefully share some insights from the renovation side when it’s helpful.Looking forward to learning from everyone here.