29 December 2025 | 1 reply
Do you use Zillow or other programs that allow you to filter very specific requirements for properties located within the US?
31 December 2025 | 10 replies
There are some creative "non-QM" programs that might also be available to you.
5 January 2026 | 15 replies
It's more difficult to program, the interface isn't as good as the Kwikset and the batteries drain much faster.
31 December 2025 | 3 replies
A lot of borrowers that are self employed have solid personal or business cash flow, but DSCR just doesn’t work because of conservative rent calculations, higher insurance costs, or interest rate pressure.With a bank statement program, qualification is based on 12 or 24 months of business or personal bank statements rather than strictly using property cash flow.
26 December 2025 | 2 replies
I’m in the PAYE repayment program where your payment is based on your income.
31 December 2025 | 31 replies
Same for 2-years of job/income stability.Tenant Default: 10-20% probability of eviction or early lease termination.Section 8: Class C rents usually meet program requirements, proper screening still recommended.Vacancies: 10-20%, depending on market conditions and tenant screening.Cashflow vs Appreciation: Should cashflow immediately, at the lower end of relative rent & value appreciation.Class D Properties:Tenant Pool: Majority of FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, but should have no convictions/evictions in last 12 months.
5 January 2026 | 1 reply
Investors struggle not because the program is complex, but because they treat recerts, rent increases, and inspections as one-off events instead of a system.
4 January 2026 | 2 replies
Same for 2-years of job/income stability.Tenant Default: 10-20% probability of eviction or early lease termination.Section 8: Class C rents usually meet program requirements, proper screening still recommended.Vacancies: 10-20%, depending on market conditions and tenant screening.Cashflow vs Appreciation: Should cashflow immediately, at the lower end of relative rent & value appreciation.Class D Properties:Tenant Pool: Majority of FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, but should have no convictions/evictions in last 12 months.
29 December 2025 | 8 replies
It's become common practice with these syndication education programs to use misleading websites listing the mentors as a member of an "advisory board" while listing transactions in a manner that's intentionally vague and intending to mislead potential investors on the track record and of the capital raiser.
2 January 2026 | 37 replies
I'm piloting a new construction program that's building a generational style home 6 bedroom 4 bathroom, 2500 sq ft house in a class B/C area.