Traditional lenders are tightening up, and a lot of flippers are having to pivot fast to keep deals moving.Curious — how are you funding your flips right now?

Now, in theory...if you could find the same HML, traditional loans, contractors, and renters anywhere else in the world, then yes, you could do it. 

Ether way it takes capital accumulation to come up with cash for down payments.The traditional way I have done it is taking money from each paycheck and holding it in the cash position in my taxable brokerage with Fidelity until I have enough saved up for a down payment. 

I’m curious whether anyone else is seeing that in their markets.If you are working on anything related to office repositioning, adaptive reuse, or blending traditional leasing with spec suites and flex, I would enjoy comparing notes.

@Roberto Lopez, If you decide to sell the property and seek other opportunities, you should get the primary residence exclusion, which allows you to take the first $250k ($500k if married) of the profit tax-free.

For the most part DSCR loans solve 99.99% of the problems traditional financing proposes.

We funded the first build with a combination of cash and a HELOC on our primary residence.

In cape may, NJ for reference(also thinking about moving there temporarily in 3 years to do a primary home cash out refi and use our initial primary home for more long term buy and hold rentals while we are growing).Just thinking of an option to pull that equity out if we don’t move there permanently(will eventually want to retire down there with my wife, just figuring out what). we used a heloc on our primary house for the down payment and just paid off the 401k loan as well that was part of the down payment and closing costs. 

Hi all, I'm considering a Power Purchase Agreement on both my rental property and primary residence.

I know notes are kind of a niche within real estate, but I’ve found they open up some interesting opportunities compared to traditional rentals or flips.