That may be a bit of an exaggeration, but its been a while since I have used a formula outside of excel. 

Here is an exaggerated example of what I have seen:"I have three rental properties. 

But a bigger possibility exists that he’s either full of s__t; or has exaggerated, omitted, or fudged his track record. 

No exaggeration -  all of my clients who have bought investment property here, have bought additional property, or desire to buy additional property.  

I was exaggerating on that post about the 50 years and was just highlighting that you want to be working with a company with a strong reputation.

However, I think the success stories are outside the norm and - in some cases - greatly exaggerated. 

I had to call about 200 lenders (no exaggeration) to learn of 4 lenders who did this and I have some tips.

Thanks everyone.Creative financing is greatly exaggerated by people who make a lot of money selling creative financing mentoring and selling creative financing courses.It's work.

means to me that someone thinks it's a big problem and and I'd guess it eventually results in the government taking action.My advice is to never lie or exaggerate or omit pertinent information on a federal form (FHA, VA, USDA loans, loan mod, Federal assistance for instance),  and if someone isn't following the agreed to guidelines on a loan like that, to refinance using proper information. 

Although I think over I'm over exaggerating but I digress.