Save $, see if you can find a 1st time buyers program, buy what you can afford & house hack.....even if rent by the room.

Performance will vary based on the local housing authority executing the Section 8 program.

Are there specific programs/apps or should I just enter in a formula in Google sheets?

I had the opportunity to help with (Floorplans, Permits and Site Development) with the pilot program for PadSplit here in Houston.

.❌ No more Collection Appeals Program❌ No more installment agreement negotiations❌ No more administrative remedies❌ No more Form 12277 lien releasesInstead you get:✅ Compelled depositions under Rule 69✅ Forced financial disclosure✅ Court-ordered payment plans✅ Contempt sanctions (including jail time)✅ Judgment liens that survive death and attach to inherited propertyThe estate goes from "problem solved" to "multi-generational nightmare" in 24 hours.

Quote from @Anne Connor: Hello Everyone,I’m trying to buy my first legal 3-unit in Chicago using the 5% down conventional owner-occupied program.

Ones that are thousands to join aren’t real REIAs, they are more “training programs” than REIAs.There wasn’t a REIA that I’m aware of, when I started in Seattle 30 years ago.

While many details remain unclear, the initiative could become one of the largest direct benefit programs ever tied to trade revenues.Key Economic Data Releases this Week: Wednesday, November 12th: MBA Mortgage Apps Thursday, November 13th: Weekly Jobless Claims, CPI, Real Avg Hourly Earnings Friday, November 14th: Retail Sales, PPI

Same for 2-years of job/income stability.Tenant Default: 10-20% probability of eviction or early lease termination.Section 8: Class C rents usually meet program requirements, proper screening still recommended.Vacancies: 10-20%, depending on market conditions and tenant screening.Cashflow vs Appreciation: Should cashflow immediately, at the lower end of relative rent & value appreciation.Class D Properties:Tenant Pool: Majority of FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, but should have no convictions/evictions in last 12 months.

Any feed back is welcome