There are a handful of lenders/partners that will still look at smaller balance DSCR deals if the numbers and condo structure make sense.Happy to compare notes or point you in the right direction if you’re still working through it.

Personally, I use a structured log system that timestamps entries and keeps everything organized in case it’s ever questioned, which gives me peace of mind without overthinking it.

One of the homes has been vacant for about six months due to an eviction and subsequent repairs, and the lack of structure and communication has been costly.

Get a structural engineer's assessment before closing if you haven't already.Given your track record with cash purchases, you clearly know the Cincinnati market.

The answer to this question is often the first real signal of whether there is true alignment.It reveals what someone values most in a partnership.Some prioritize speed.Others care more about transparency, structure, or flexibility.None of those answers are wrong.

@Arman Ahmed The audit protection alone is worth considering, and when a property runs negative on paper, the tax savings from a well-structured study can help smooth things out.

The 27.5-year structural components do not.For example, if a study reclassifies ~$150K combined across both properties into short-life assets, a large portion could be deducted immediately under the bonus rules tied to those original service years, with the remainder depreciated over 5, 7, or 15 years instead of 27.5.

Always good to have more capital-side perspectives in here.One thing I’ve seen consistently as portfolios scale is that deal structure and operational clarity matter just as much as the numbers.

I also stated it is "near bullet proof" when structured correctly.

Before you close, pull the site plan and check setbacks, parking ratios (C2 usually requires more spaces per unit), and fire access for additional structures.