Although the 2024 saw the highest level of new supply since the 1980's, high interest rates and construction costs have caused a sharp decline in starts.

Sellers tend to only have a stigma if the realtor advises againt FHA from a previous bad closing or delay.It's typically not FHA its usually the property itself that caused the issue or delay.

I think having that frame of mind in any white collar industry is going to cause anxiety but that is a very real concern going forward.

We can't move cause we are only 6 months into our owner occupied mortgage.

If a lender wants to enforce a Due On Sale, a Land Trust violates the DOS anyway so it is ineffective in stopping the Due On Sale call.Line 35 is always negotiable, but the seller needs enough to rent an apartment and move their belongs or they will become squatters which causes serious problems.

Cause it should be NO 90% of the time, but if they are on their own team they will try and get you to buy anything and everything.

If you're staying there between guests, those are generally going to be personal use days, and going to cause an issue with the deductions and ultimately the losses you can take. 

Is it caused by lack of maintenance or is it damage from the tenant? 

Back in 2008 and 2009, during the foreclosure wave, I saw cases where people poured concrete down drains, stripped copper wiring from the walls, left water running to flood properties, and caused extreme mold damage.

Lots of times my investor friends want bigger returns on their money, which causes me to pay more in interest.Some non-investor friends who have their money at 1% or even 3% are pretty happy with the 8% or 9% that I offer.