For years paying the bill wasn’t an issue.However, as inventory has ballooned, prices have decreased.

Many markets saw a slight decrease in the 2024-2025 cycle.

Then I would do a low risk flip ( rehab less than a few weeks) for hopefully a 10-15% profit, repeat until I have a nice down payment and am sure that I would be able to qualify for a refinance, then buy a buy and hold then continue flipping until I get to the next buy and hold - in theory, the time between each property should decrease as I should be getting capital from the buy + hold as well as I would already have my reserves built up.

As a retired tax attorney for HNW and UHNW individuals I can tell you that REITs returns are all over the place and we had clients who would make money from the dividend but see their shares decrease in price so it was not reliable. 

The larger properties (1,700 sq ft and above) are the ones that have seen the decreases in value and rents. 

Best Sellers to TargetThis will make deals more difficult to come by however, since many sellers may opt to wait until interest rates decrease and cap rates follow suit in the coming years to get a higher price on their properties if they are not being forced to sell at this time.

You may need to increase or decrease the expenses based on your situation.

You already decrease that ability by buying property in undesirable locations.

Obviously what some of them have done is decrease consumer spending and increase savings.

If so, shifting that to the tenants at the time of lease renewal is another great way to decrease her overall debt service.Other good ways to increase revenue in the mean time:- Raising washer/dryer prices. this may only equate to $4-$5 per unit per week, but its better than nothing- If there are any unassigned parking spaces, meaning not attached to any lease, make them paid only any offer them to tenants at a new fee.