Understand that there are 3 main types of posters here:1) Vendors looking to trade helpful info to sell you something2) nonVendors with limited experience that think they know what they are doing3) nonVendors with lots of experience that have good info to shareYou should be careful of all of them as the #1 mistake they make is often trying to "fit a square peg into a round hole" - what worked for them/client may not be the best solution for you.Many will also often make broad statements that are worthless.Welcome aboard and good luck!

Cost is a huge part of this (ie fitting within the management fee if it’s included or working with the client’s budget if it’s a surcharge), as well as managing expectations.

That puts you in a great position to start thinking more strategically about financing and scaling.When you already own properties free and clear, plus have a HELOC in place, the next step is usually understanding which lending buckets you qualify for and how they fit your goals.

Most investors began with nothing but curiosity and a desire to change their financial future.Focus on education, networking and understanding the strategies that fit your current situation.

They’ll walk you through which loan fits which deal.You don’t need to figure out everything at once.

And figure the aforementioned bugs out. think about Uber, they took a simple vertical and dominated. landlords may be a bad market fit for your producf.

It usually works out if your deals are cookie cutter and fit a lender's credit box. 

No document chasing, no guessing, and no risk of using information you should not legally evaluate.So yes, renting to someone on Social Security can be a great fit.

Hi Hazel, I'm an investor/agent in Campton, so I know  few management co's that might be a fit, happy to provide connections and insight if appropriate

Credits can cover points and a lot of the transactional friction that usually eats into your reserves.For anyone trying to stack doors in 2026 without draining their liquidity, this structure is surprisingly efficient.2) DSCR HELOCs (yes — on rental properties, even in an LLC)This is the one that’s turning a lot of heads.It functions like a true HELOC, but under DSCR guidelines:Up to 70% CLTVNo seasoningNo prepayment penaltiesInterest-only revolving lineApproval based on rents — not personal income or DTIBeing able to tap equity on rentals without refinancing the first mortgage has been a huge lever for investors trying to expand faster.If anyone wants to compare notes or talk through how these structures might fit into different portfolio strategies, feel free to reach out or drop a comment.