I am 2 and a half years into a 5 year electrical apprenticeship program.

Quote from @Patrick Berhan: Hey everyone, I’m looking for some perspective from both property owners and fellow property managers, particularly those operating in high-regulation markets like San Francisco.I’ve been tasked with building and operating an in-house smoke/CO & Habitability inspection program for the units under our management.

There are also purchase and refinance programs for investment loan programs that can help you scale faster and exit your day jobs more quickly as they will allow purchase loans to be structured with AirDNA and refinances to be structured with STR data.

Sounds like some really flexible programs.

There are DSCR loan programs that allow a HELOC to be used- there's specific rules around it and it's best to talk to a mortgage professional to check on DSCR program guidelines as they vary by lender.

You are not going to find any lender who is going to give you 5 to 10% down unless you go with some usda loan or other program but those take 6+ months to get approved 

Same for 2-years of job/income stability.Tenant Default: 10-20% probability of eviction or early lease termination.Section 8: Class C rents usually meet program requirements, proper screening still recommended.Vacancies: 10-20%, depending on market conditions and tenant screening.Cashflow vs Appreciation: Should cashflow immediately, at the lower end of relative rent & value appreciation.Class D Properties:Tenant Pool: Majority of FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, but should have no convictions/evictions in last 12 months.

I'd love to learn more about your experience within the program.

Your voucher program may have rules around what can be charged back.

Almost every repair required not only a permit but a Certificate of Appropriateness from the Historic District.