I’m looking to build relationships with direct-to-seller wholesalers (not daisy chains ) who control their contracts and have clean numbers.If you have anything that fits this buy box, let’s connect:Flip Criteria:• 18–23% minimum cash-on-cash return• Solid ARV comps (not inflated)• Clear scope of rehab• Margin strong enough to absorb holding + financing costsBuy & Hold Criteria:• ≤75% all-in to ARV• Strong rent comps• Stable rental pockets• Room for refinance or long-term equity growthWe move on well-underwritten deals and value long-term relationships.If you  source  direct opportunities in Illinois or Maryland, message me.

I'd hit the contractor angle first tbh - cruise HD Pro or local lumber yards and ask who their regulars are that flip.

Build that in upfront.Match the loan to the phase of the deal: Transitional deals rarely fit long-term debt on day one.

Happy to connect & see if we could be a good fit with assisting on this DSCR loan!

I hadn't thought about pairing with the Managed Wi-Fi or LED teams for a 'Tech Retrofit' package—that is a brilliant angle to lower the friction of installation.

I’ll look at sold duplexes and triplexes and normalize to a price per unit and price per square foot, then sanity check it with an income approach using realistic market rents and a cap rate that fits the submarket, not a national average.

It’s the best way to stay on the right side of Fair Housing laws.At the end of the day, it's better to wait two weeks for the right fit than to spend six months in housing court.For the seasoned pros: What was the one "red flag" you ignored early on that you'll never miss again?

I would talk this over with a CPA who is familiar with your certain situation, to consider if the strategy fits.

. $245 per square footRental & ownership perspective:This type of property could work for:An owner-occupant living in one unit and renting the otherFriends or family members purchasing togetherOr a buyer holding both units as a long-term rentalAccording to HUD Fair Market Rents, a 3-bedroom apartment in Exeter in 2024 rents for roughly $2,500/month (actual rents may vary).Financing assumptions (illustrative only):Conventional loan with 5% down (~$42,500)Estimated closing costs of 2–3%, bringing total cash needed to roughly $65,000Exeter (like other towns in the SAU16 district) has higher-than-average property taxes compared to the stateWith 2024 interest rates in the high-6% to low-7% range, estimated monthly payment (principal, interest, taxes, insurance) would be around $7,400.Who this type of property may fit best:🏠 An owner-occupant looking to offset housing costs🤝 Friends or family co-buying to access a high-quality Exeter property📈 A long-term investor prioritizing appreciation and stability over short-term cash flowCurious to hear others’ thoughts 👇Is mid-$800k’s what you’d expect for a 2-family in Exeter today?

I'd also add that a few credit unions setup what I refer to as "near agency" shops, underwriting multifamily similar to an agency deal, but offer financing as a credit union loan with no prepayment penalties.Banks are rarely a fit for any deal larger than $5mil for permanent financing.