Cognitive Bias, study it, many here suffer from it.Investing in yourself, what you might call education, paying for gas, lunch, whatever is NOT investing in a   n investment, it is investing in your efforts to make money, these are NOT capital expenses.Let the IRS guide you in the definition of "INVESTOR" when you have passive income, capital at risk, you are an investor.When you have active income, income earned through your efforts, you are an "OPERATOR"You is what you is and you aint no more.

What is clear is that we suffered a massive demand shock at the end of the last decade, a recovery from which should be expected to be longer than usual.

Such as what will the Federal, state and local Governments do to offset it, (some areas take steps to uplift their residents lives, and some areas give only lip service to it steering money to certain things that do little but continue the suffering as a profit center--such as some areas helping the homeless by giving them shopping carts vs really helping them).Also the underlying industry base will play into it, for instance Houston makes chemicals that are used worldwide in other industries, is that a positive or a negative---(and for how long) time will tell.

You need them as much as they need you.Remember get the wrong renter and your life and property will suffer.

I was at the point where I felt I was suffering from Analysis Paralysis.

She has suffered a stroke a couple months ago.

We generally categorize people suffering from this type of condition,  as being insane.

Owner agrees to pay Manager’s attorney’s fees related to the defense of Manager’s management of the herein-described property and any liability for injury on or about the property which may be suffered by any employee, tenant or guest upon the property.

You would issue a 1099C to the former tenant for the amount of the "damage" you suffered in lost rents and unreimbursed property damages when you are ready to forgive the debt.This makes the cancelled debt income to the former tenant and taxable income on the former tenant's tax return.This does not create income for you, nor is the lost rent deductible.on your tax return.

I looked at one where I feel comfortable bidding 59% of what HUD is asking due to the water damage in the basement (I couldnt see mold but I'm pretty sensitive to it and could definitely smell it -- was very strong and I suffered from some congestion for 2-3 hours after being in the basement)HUD has not disclosed the mold (unsure if the PM company missed it or their inspections were performed before the basement flooded -- guessing it only got 1-2" of water in it) however it was in the house long enough the humidity warped some of the flooring upstairs and warped the door going down to the basement -- however I did not see or smell any signs of mold upstairs so feel for the most part comfortable buying the house.Am I wasting my time submitting a bid 59% of what HUD is asking?