On the data side, pulling from the Franklin County database, you can see a lot of long-term owners quietly holding small multifamily properties for years.

This can materially alter opex compared to a multi-family building that requires snow removal, common area cleaning & utilities, pest service and other misc. opex items that may not apply to SFH'sThen there's the reliance on self-reported data from individual investors, many of whom self-perform work, defer maintenance, or ignore routine capex items that prudent real estate operators treat as ordinary annual expenses.

I compare it to a tried and tested Toyota V8 vs the new 4 cylinder twin turbos.

You’re trying to confirm your results with multiple data sources.

Treasury yields are modestly higher this morning as markets digest a flat Core PCE reading alongside stronger GDP data.

I’m looking to understand tested outcomes.

It is also suitable for direct seller data.I also have Reonomy, which is suitable for commercial, 2-4-unit (small multifamily), but it doesn't have research data for underwriting. 

Carriers that provide coverage for a large number of similar properties in the same market have far more reliable data on how losses typically play out.

Last Week’s Economic RecapMarkets digested two major data points last week: the November employment report and CPI.

Week of December 15, 2025 | Market UpdateThis week’s delayed government data finally filled in some important gaps — and the takeaway is pretty clear: inflation pressures are easing faster than expected, while the job market continues to lose momentum.