Now if you begin to feel like your PM develops a pattern....

You need to know transportation patterns, topography, and school districts. 

In FL I’m seeing a similar pattern of houses not lasting a week, with investor bidding above list price or cash offers at asking.

You could continue paying down the condo and lessen the gap. 

I've been in a similar holding pattern. 

This is the same pattern again with the larger condos selling better.

May be looking at out of pocket or SBA disaster loan with that fact pattern. 

I'm wondering if the insurers now have this new pattern of hurricanes built in?

They all have the ame pattern and the tiles retail around $.35 each.

In addition they know they can short pay by paying only part of the late fee because you have shown a pattern of not attempting to collect it.Obviously this late payment history annoys you because you are posting here.