Hi @Jane Gold I work with multiple lenders and would be happy to help.

Take control by testing the market fast: drop price into a clear range, loosen noncritical criteria, and widen your tenant pool while keeping safety and income verification tight.

I’ve dabbled in multiple markets (Detroit MI, St.

You’re managing multiple households, shared spaces, noise, and expectations — all of which increase management needs.• Your agent’s role.

and make sure to explore a cost segregation study for additional tax savings, especially if you are a 'Real Estate Professional' (750+ hours) and can prove material participation in the rentals (meet 1 of 7 separate tests), then you can use those losses to offset your w2 income rather than being trapped as 'passive'Would recommend RE Cost Seg or SMF Cost Segregation Advisors for the cost seg study itself 

Hi Joshua — when you’re choosing a CPA for real estate investing, here are a few key things to look for:• Someone who actively works with clients investing across multiple states — that’s huge for correct filing and strategy• Experience with cost segregation studies and how they flow through returns (especially if you use bonus depreciation)• Understanding of passive vs. non-passive activity rules, so you can actually use your losses instead of watching them get suspended• Knowledge of short-term rental tax rules if you’re in that space — the material participation tests work differently and can save a lot in taxes• A CPA who meets with you during the year, not just at tax time — planning beats reacting every timeIf you ask these questions in your interviews with CPAs, you’ll be able to quickly separate true real-estate specialists from generalists.Hope that helps — and good luck with your next purchase!

We have multiple doors and still find a lot of useful information.

That often puts properties at or near the 1% rent rule, which is very difficult to achieve in California.Typical investor metrics here:• Cash-on-cash returns: 8–12%+• Cap rates: 1–10%• Lower taxes, insurance, and operating costs than CACleveland is a rent-driven, stable market supported by healthcare, education, manufacturing, and logistics, making it attractive for long-term income investors rather than appreciation-only strategies.Many of my CA investors like that they can buy multiple properties for the price of one California rental, reduce regulatory exposure, and focus on predictable monthly cash flow.I can share current examples with full numbers if you are interested just let me know! 

Momentum is building.We’re seeing that show up across multiple fronts right now.Housing just logged its fourth straight month of growth.

One thing that saved me multiple times: pre-approve your funding sources AND have backup options lined up before you even make offers.