He refinanced after twelve months, pulled out enough cash to buy his next place in Worcester, and kept going.

In addition, conventional refis are going to have to meet DTI guidelines using a global cash flow...so we're cash flowing your personal income, personal debt, other properties, etc in one Debt-to-Income Ratio.

After I established this, I’d like to try and get a cash app refinance on a home that I have inherited.

And yeah… everyone spends a ton of cash chasing them.

- Many investors focus on maximum cashout refinances, to the detriment of cashflow.

Cash out REfI? 

This, combined with the promise of a cosmetic-only rehab and a 100% cash-out refi, sounds like a perfect-world sales pitch.

Marisa,One piece of advice is consider investing out of NY and in other states like IN, OH, TN, FL, NV, MO, and more to get a better purchae to cash flow ratio. 

I had a conversation this week with an investor finishing a BRRRR right now, and he said something that stuck with me:“I’m trying to get this done before the year ends so I can start fresh in January.”Totally understandable…but December is when a lot of BRRRRs quietly go sideways — not because of the property, but because of rushed decisions.Here’s the part most people overlook around this time of year:The choices you make in the last 2–3 weeks of the year can change your entire tax position for next year.Things like:When you place the tenantWhen you finalize the rehab costsWhen you order that last batch of materialsWhen you lock in the refinance timelineAll of these affect depreciation, basis, and cash flow in ways people don’t usually think about when they're in a holiday rush.I’ve seen investors lose valuable deductions simply because they tried to “finish everything before December 31st,” even when spacing things a few weeks apart would’ve worked out better.If you’re in the middle of a BRRRR right now, here’s the simple rule I gave him:Don’t let the calendar force you into a rushed decision.Let the numbers guide the timing.Sometimes the smartest move in December is slowing down — not speeding up.Anyone here pushing to close out a BRRRR before the year ends?

If you are able to reduce your current housing expense and have the property cash flow upon leaving/ able to get forced appreciation if you sell, then I'd say go for it .