Accountant · Williamstown, NJ · Member since 2025 · 324 posts · 178 votes
I had a conversation this week with an investor finishing a BRRRR right now, and he said something that stuck with me:
Totally understandable… but December is when a lot of BRRRRs quietly go sideways — not because of the property, but because of rushed decisions.
Here’s the part most people overlook around this time of year: The choices you make in the last 2–3 weeks of the year can change your entire tax position for next year.
Things like:
When you place the tenant
When you finalize the rehab costs
When you order that last batch of materials
When you lock in the refinance timeline
All of these affect depreciation, basis, and cash flow in ways people don’t usually think about when they're in a holiday rush.
I’ve seen investors lose valuable deductions simply because they tried to “finish everything before December 31st,” even when spacing things a few weeks apart would’ve worked out better.
If you're in the middle of a BRRRR right now, here's the simple rule I gave him: Don’t let the calendar force you into a rushed decision. Let the numbers guide the timing.
Sometimes the smartest move in December is slowing down — not speeding up.
Anyone here pushing to close out a BRRRR before the year ends? What's the toughest part of managing the last-minute details?
Investor · Florida Panhandle/Illinois · Member since 2016 · 4k+ posts · 3k+ votes
9mo
Totally agree. The end of year should not be the driving force on finishing it up. Finish it up the right way. Rents are typically down in the wintertime so timing (spring time) for optimum rent is also important.