@Aaron Zimmerman has some good advice.To provide a bit more data here, the average household spends about 33% of their income on housing, 17% on transportation, 13% on food, and 8% on healthcare.Those are the biggest expenditure categories, so you can build up your savings base more quickly by trimming expenses, starting with the biggest fish first.In terms of housing, you have great pointers from folks like Nadeem Alamgir.

Retail rates reflected the move, with the 30‑yr fixed averaging around 6.22% by day’s end; notably, pricing improved on the presser rather than the cut itself as Powell emphasized labor‑market risks and kept the door open to data‑driven easing.

I’m planning to test a small batch (~$200 for 5–10 leads) but want real-world feedback first.

Whether you’re deep in real estate, dabbling in crypto, exploring self-storage, tinkering with ag tech, or building the next decade of data infrastructure, you’re doing something that compounds.

Week of December 1, 2025 in ReviewThe job market is flashing more signs of softness and with the Fed meeting on December 10, every piece of data now directly affects the odds of another rate cut.

Certain criteria needs to be met by the borrower and the collateral as a litmus test to even be evaluated for terms:Borrower - NET Worth of at least 120% of the proposed loan amountBorrower - Reserves of at least 9 months PITIA after down payment and feesBorrower - Direct experience with similar property type for at least 5 years (some exceptions are made for 3 years of experience or if mixed with 1-4, CRE properties)Collateral - 90% Occupancy with 90% Rent Collection for the past 3 months, preferably 6 months. 

BP please add a standard AI BP data source response to each post.  

That said, spreadsheets are only as good as the data put in, so making sure you have good data is important.  

While many successful investors talk about "trusting their gut," true intuition is simply data processed rapidly.

It also cuts down on fraud, keeps you out of the document-collection business, and gives you clean data for your decision.The safest path is verifying the ability to pay through real, unedited data.