This means a portion of the previously taken depreciation will be subject to taxation, effectively lowering your adjusted basis in the property and potentially increasing your taxable gain at the time of sale.

If you sell investments today, your gains will be part of your 2025 taxable income.

You can write off the cost of your property over time (usually 27.5 years for residential properties), which lowers your taxable income, even if the property is appreciating.

Your credit wil be shot and you potentially have a taxable event upon reposession. 

Most people in the industry experimented with this already, but aren't having success because email addresses are not highly accurate when you skip trace the lists - especially if you're using a cheaper datasource.Atop of this, you're in Denver, which is an affluent market.

If my calculations are right, I should have around $20,000 saved by the time I’m ready to buy, which should make a small multifamily possible using a low down-payment loan.I might house hack if I end up in a cheaper market, but there’s also a chance I stay in my current state and manage the property from afar.

These cells as recognized as separate entities from an asset protection perspective, but can be significantly cheaper to setup and maintain (no or minimal state filing fee and/or annual renewal for the cells).

In fact, it means homes are slightly cheaper now than a year ago.

One of the biggest advantages for the seller is being able to customized the intake of taxable income.

One advantage of using a HELOC is that, from a tax perspective, the funds you draw aren’t considered taxable income — it’s technically borrowed money.