I noticed the change when the new CEO came in and the paywall expanded (for example, they deleted my company pages without notifying me). + You're on my off market list!

Here is an example of a deal I looked at the other day that I feel like it SHOULD have worked out:Purchase Price: $150,000Down Payment: $37,500 (standard DSCR 30-year fixed rate)Loan Amount: $112,500Closing Costs: $4,500 (estimated 3% purchase price)Rehab Costs: $50,000ARV: $230,000Total Cash Investment: $92,000Property Taxes: $1,759/yrInsurance: $2,000/yr (estimated)Monthly Payment: $748.47Gross Rent: $1600/moVacancy Loss: $96/mo (6%)Property Management: $166.67/mo (8%)Repairs & Maintenance: $128/mo (6%)Cap Ex: $48/mo (3%)NOI: $935.07/mo (Rental Income less Vacancy and Monthly Expenses, Taxes & Insurance)Debt Service: $748.47/moCash Flow: $186.60/moCOC Return: 2.43%I have been shooting for a COC Return of at least 8% and just can’t seem to get the numbers to work.  

For example, for a business owner; they have no practical way to 1031 exchange.

Those who press on discount deals, for example the "I've been here ___ time, can't I get a discount for that?"

Here's an example of Alabama law change a couple of years ago.

For example: Roof $10,000 with 85% confidence4.

So for example, a 761 credit score will be in the 760-779 credit category, then going down to 740-759 and so on.2.

For example: what if they incur a large expense early on before reserve funds have accumulated?!?

@Angela Davis,Birmingham’s definitely a good market, but there’s some nuance to that answer because the city’s submarkets vary widely.For example, you would be hard pressed to find a cash-flowing deal in a neighborhood in southeast Birmingham like Homewood, Vestavia Hills, or Mountain Brook.On the other hand, you may have more luck in B-grade areas in the western part of the city like Hueytown, Bessemer, Forestdale, and Adamsville—or even in towns within commuting distance like Jasper.

Example: $400,000 at 100% RC at $1,800/year premiumWith Agreed Value: $200,000 coverage and all claims paid out at RC, not to exceed 200K.