The product is geared towards those who are unbanked and is very easy to navigate.

I wanted to use the name "The UN-Bank", but driving down the highway one day, I saw a credit union was using that as their slogan.

Unless you’re ultra high risk or in the marijuana business or some other reason that would cause you to be un-bankable...

@Mindy JensenWe use TenantCloud that utilizes Dwolla for easy ACH transfers. 12 of our 14 tenants use this but the other 2 are “unbanked” so they mail me a Money Order.

If I wanted to be the realtor that obtained information (ie conditions of the house, results of inspections, appraisals, personal information of seller - seriousness of sale, desperation of sale, and so forth) for free at the expense of a different, ultimately un-bankable buyer, and then make my own beautiful contingency-free offer, when can I do that?

Wells fargo has a deposit only card for business (only) accounts which I've sent several un-banked tenants. 

Most of my rentals are in small towns, and the tenants typically 'unbanked' I just have them deposit to a special account at the local bank.

But I see many questionable aspects about this extra charge and requirement now and in the future such as those "representing the unbanked" or "enforcing" the ADA looking for an opportunity for a case to file (Especially for large complexes), etc..

Currently, 17 million are unbanked—meaning they do not have any bank accounts at all—and another 51 million are underbanked—meaning that they have bank accounts but rely on alternative financial providers, such as check cashers and pawn shops, to meet some of their banking needs. 

Other than the unbanked, the general practice it for each entity to have their own accounts.