Dodd-Frank does not require any particular underwriting method to be used, that means one does not need to select a particular program method as used in VA, FHA, Fannie Mae, Freddie Mac, USDA, or other secondary market programs.

And "good" can be defined as academically good, or it can be a school with a great sports program that everyone wants their kid in.

Reward those that do with a gift certificate to a local restaurant.

However, lenders may have other more specific requirements such as surveys, improvement location certificates, or termite certificates.

Piggy Back loans are used to avoid a loan program that would require one loan for all proceeds which may mean having to pay for PMI or MI.  

These programs are put on by the government such that lower income individuals who otherwise would not be able to buy a house, now can.

Often, I wish I could convert the entire PM into a thread for the benefit of all (perhaps a future programming function for @Joshua Dorkin )With that said, I really encourage all members, both new to BP, new to investing, I seasoned vets to ask their questions in the forums so not only one person can answer, but many providing better feedback with many points of views on questions where they consist of opinions and experience rather than simple facts.Clearly there are cases where the question is much more of a personal and private issue and not as appropriate fir public forum view, therefore, these types of questions should remain in a private PM ore email.I still encourage those to PM me, but I do suggest to all that they use the forums as often as possible as you will certainly get much more out if it!

LM with Garage door guyGet set up on Quickbooks accounting program for this ventureOkay questions that have come upEPA paint certification - Anyone going to the July 15th class here in Austin?

Huds escrow program is for FHA loans that require minimal repairs.

Depending on where you obtained the credit report, many portals working directly with the agencies will offer the agency programs which allow a consumer to pretend to pay down or off other debts to see the score impact.